Which of the following statements about credit card regulations is correct?

The correct answer indicates that none of the provided statements accurately reflect the regulations concerning credit cards.

The Truth in Lending Act (TILA) does not specifically ban unsolicited credit cards to businesses, nor does it prohibit telephone solicitation of credit cards. Instead, TILA is primarily concerned with ensuring that consumers receive clear information about the costs associated with credit and loans, allowing them to make informed decisions.

Additionally, while the Telephone Consumer Protection Act (TCPA) does regulate telemarketing practices, including calls made to consumers, it does not focus specifically on credit cards alone. The TCPA covers various types of telemarketing and consumer calls, but it does not limit or regulate credit card solicitations directly.

Overall, the statements provided in the options do not accurately encapsulate the existing laws and regulations that govern credit card practices, thereby making the response that states "none of the above" as the only correct choice.