Which act allows credit cardholders the right to dispute billing errors?

The Fair Credit Billing Act is designed specifically to provide protections to consumers regarding billing errors on credit card accounts. Under this act, consumers have the right to dispute errors, such as unauthorized charges, charges for goods and services not received, and billing statements that do not reflect the consumer's agreement. This process enables consumers to formally address and resolve issues with their creditors, ensuring fairness and accuracy in billing.

The other acts mentioned do address various aspects of consumer finance but are not specifically focused on the dispute rights related to credit card billing errors. The Truth in Lending Act primarily deals with disclosure of credit terms and costs, the Fair Credit Reporting Act focuses on the accuracy of credit reporting, and the Consumer Financial Protection Act established the CFPB itself but does not govern billing error disputes for credit cards.