What type of discrimination occurs when the assistance provided to applicants is unequal?

Disparate Treatment refers to a scenario in which individuals are treated differently based on characteristics such as race, color, religion, sex, or national origin. In the context of mortgage assistance, if applicants receive unequal treatment where some are offered more favorable terms, conditions, or amounts of assistance based solely on their protected characteristics, this would constitute Disparate Treatment.

This form of discrimination is specifically about intentional actions that result in unequal treatment based on an individual's group membership. The focus is on the direct actions taken by the lender or assistance provider that create disparities among applicants.

In contrast, the other options address different concepts or imply that no discrimination has taken place, which does not align with the situation described where assistance is unequal. Therefore, identifying the correct type – Disparate Treatment – helps in understanding the legal implications and compliance requirements when providing assistance in mortgage lending.